Fernando Perez brings 38 years of experience in commercial and private real estate lending to his role as Vice President and Risk Analyst. Throughout his career, he has helped borrowers navigate complex and time-sensitive commercial real estate transactions with a practical, solutions-oriented approach. Leveraging deep Southern California real estate market knowledge and extensive underwriting experience, Fernando works closely with borrowers and brokers to structure financing solutions tailored to each property and situation. His focus on responsiveness, clear communication, and efficient execution helps clients move confidently from initial review to closing — especially when timing and certainty matter most.
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  Nicolas Dezubiria serves as Loan Closing Coordinator, helping guide each transaction smoothly from approval to funding. He works closely with borrowers, title and escrow companies, and internal teams to keep the closing process moving efficiently and avoid unnecessary delays. Nicolas understands that timing matters in commercial real estate lending, and his focus on communication and responsiveness helps clients close with confidence — often in as little as seven business days for qualified transactions.